There's a good chance you can get your IRMAA eliminated or reduced if your income has dropped in the past two years.

IRMAA is an extra charge on top of your regular Medicare Part B and Part D premiums. It’s based on your income from 2 years prior. The Social Security Administration determines if you owe IRMAA based ...

For high-net-worth individuals, timing Social Security is key. Learn how delaying benefits can lower taxes, reduce Medicare ...

Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should be intimately familiar with IRMAA — the initials that stand for “income-related monthly adjustment amount.” It’s the ...

In 2026, you'll pay more for Medicare with IRMAA brackets that start at $109,000 for individuals and $218,000 for couples. IRMAA (income-related monthly adjustment amount) is an extra fee that you pay ...

Clients nearing Medicare age should know about IRMAA (Income-Related Monthly Adjusted Amount), inflation-adjusted surcharges on parts B and D of Medicare. IRMAA surcharges—which first appeared in 2007 ...

In 2025, you may have to pay the Medicare IRMAA if you make more than $106,000 as a single filer or $212,000 as a joint filer. In 2026, IRMAA thresholds are $109,000 and $218,000. Many, or all, of the ...

Medicare recipients who reach a certain income level must pay a surcharge in the form of an Income Related Monthly Adjustment Amount, or IRMAA. This charge is in addition to your Medicare Part B and ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

There is an old saying for investors: “Don’t let the tax tail wag the investment dog.” For many years, this was good advice. But in recent years, taxes have become more complex and egregious, to the ...

An income-related monthly adjustment amount (IRMAA) is a surcharge added to your monthly Medicare Part B and Part D premiums based on your annual income. Many parts of Medicare involve paying a ...

Forbes contributors publish independent expert analyses and insights. Diane Omdahl is a Medicare expert who keeps her readers in the know. Many long-retired beneficiaries are stunned when they get a ...