Life insurance is a contractual agreement between an individual (the policyholder) and an insurance company. Under the ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

There’s a profound misunderstanding about life insurance that keeps most Americans from building wealth the way the ultra-rich do. While most people view life insurance as something that only benefits ...

It’s not the cheeriest topic, but life insurance can play a powerful role in your long-term financial plan. Along with providing a safety net for your loved ones, life insurance can also be a tool to ...

Discover how insurance proceeds work, learn their tax implications, and find out what you need to know about claim processes ...

When you have a conversation about the tools investors commonly use to build wealth, a wide array of assets — such as stocks, bonds, real estate, mutual funds, and more — are often the most common ...

Capital Split-Dollar Plan® (CSD) has been available for over 25 years and is based on solid, “black letter” tax law. CSD can be used in several ways. It can be used to fund tax-free retirement income, ...

Think of much further your retirement income would go if it was tax free? We share how to get $70,000 into your Roth accounts each year. Taxes are often one of the biggest expenses retirees incur.

When the Tax Reform Act of 1986 became law, most financial professionals saw what they had lost—deductions, shelters, and loopholes. A few saw something entirely different. Buried deep in that ...

Planning for retirement isn’t simple. Many investors and their advisors pore over options, looking for the perfect allocation of stocks, bonds, cash and other assets. “What few of them are thinking ...